If you travel internationally, the best credit cards with no foreign transaction fees can help you avoid an unnecessary charge every time you use your card outside the United States. Even a small fee can add up quickly during a vacation, study-abroad program or extended international trip. Many credit cards charge a foreign transaction fee of around…
Finding the best credit cards for earning airline miles and points is not just about choosing the card with the biggest welcome bonus. The best option depends on how you travel, where you spend money and how much flexibility you want when redeeming your rewards. Some cards earn transferable points that can be moved to different airline…
Last updated: July 2026 | By the CardSmartly Editorial Team The best travel credit cards with built-in travel insurance can help protect eligible trips against some of the most expensive problems travelers can face, including trip cancellations, interruptions, delays, lost baggage and rental-car damage. But not all credit card travel insurance is the same. Some cards offer…
Finding the best credit cards for 18-year-olds can be challenging because most people at this age have little or no credit history. Turning 18 makes it possible to begin applying for credit in your own name, but approval is not guaranteed. Many 18-year-olds are still students, have limited income or have never used a credit account before….
Finding the best credit cards for students with no income can be difficult, especially if you are applying for your first credit card. However, having no traditional job does not necessarily mean you have no options. For many college students, “no income” can mean no salary from a full-time job. You may still have money available from…
Finding the best credit cards for self-employed workers can be more complicated than choosing a regular personal credit card. Freelancers, independent contractors, sole proprietors and small business owners often have different spending patterns and financial needs. A self-employed worker might spend heavily on online advertising, software subscriptions, office supplies, gas, travel or business services. The right credit…
The Discover it Cash Back review is mostly about one thing: how much value you can get from a no-annual-fee credit card with rotating 5% cash back categories. The Discover it Cash Back card is designed for people who want to earn cash back without paying an annual fee. Cardholders can earn 5% cash back on changing…
The Capital One Venture Rewards review comes down to a fairly simple question: do you want a travel rewards card that earns a flat 2 miles per dollar on everyday purchases, or would you rather use a more complicated card with different bonus categories? The Venture Rewards card has a $95 annual fee and offers a straightforward…
The Chase Sapphire Preferred review is more interesting in 2026 than it was a year ago. The card still charges a relatively modest $95 annual fee, but Chase has added new rewards categories, a larger hotel credit and additional travel benefits. It also currently offers a limited-time welcome bonus of 100,000 Chase Ultimate Rewards points after spending…
Revolving credit is a type of borrowing that lets you use money, repay it and borrow again without applying for a new loan each time. Credit cards are the most common example. Instead of receiving one fixed amount of money and repaying it over a set schedule, you have a credit limit that you can use…